Our values are a reflection of who we are as people and as a team. Our values help you choose if you want to hire us as the right mortgage lender match for you and your family.
We combine competitive rates with white-glove service to WOW our clients.
Local mortgage experts using text, email, and phone to communicate your way.
We listen, collaborate, and advise to proactively educate and empower homebuyers.
Treat others as you want to be treated. Do the right thing. We care about our clients.
A team of mortgage pros working together for you so you can be confident and win.
Our experience… Our reputation… Our client reviews… How the interaction feels different when you reach out to our team… Our old fashioned yet high tech approach… There are a lot of reasons to choose The Cowart Team backed by NFM Lending.
We are experts at what we do. We guide clients through the deceptively complex and emotional process of buying a home. We view ourselves as helping professionals and truly enjoy going the extra mile to help you avoid pain, coordinate all the moving pieces, win on the home you love, and get the best handcrafted mortgage plan for your family. And, we do all of this with competitive loan terms and a responsive consultative approach.
Practice makes perfect. We offer what others can’t. 20 years of helping Central Virginia homebuyers, 90+ years of team mortgage experience, a small local business feel, our top reputation in this town, and stellar reviews. We are ranked in the top 1% of mortgage originators in the U.S.. Buying a home is a big deal. Hire the best! You can trust our experience AND the horsepower that comes with our team approach.